Is Trip Insurance Worth It?

From choosing the dates to selecting the perfect accommodations and planning a fantastic itinerary, you put a lot of time, effort and money into planning a trip. While you may attend to all of the details, there’s one important one that you might be forgetting about: travel insurance.

When you travel, especially to overseas locations, there are a number of things that can happen that you don’t plan for, and unfortunately, these things can ruin a vacation. Illness, accidents, evacuations, lost or stolen luggage; while you don’t plan for any of these things to happen, they can, and if they do, they will not only ruin your trip, but they will also put you out of a great deal of money.

Though travel insurance can’t prevent misfortunes from happening, it does provide you with peace of mind knowing that should anything happen, you are protected financially. When you are spending so much money on a vacation, however, you may be wondering if spending extra money on trip insurance is worth the investment. Before you decide to skip out on purchasing a policy, here’s a look at how travel insurance can protect you so you can determine whether or not coverage is money well spent.

Offers Medical Protection

Should you fall ill or suffer an injury while you are traveling, trip insurance will provide you with medical protection. Say you trip, fall and suffer a broken leg, or you get a really bad case of food poisoning and need medical care, travel insurance will help to cover the cost of the medical care that you may need.

Trip Cancellation Coverage

Should your trip get cancelled for any reason, if you have travel insurance, the money you spend will be reimbursed. If your flight or cruise is cancelled or you can’t go on a trip as a result of an unforeseen circumstance, such as an illness, a death in the family or the birth of a child, if you have travel insurance, you will be able to get back the money that you spent on the trip.

Lost or Stolen Luggage Coverage

There is nothing worse than arriving at your destination only to find that your luggage did not. If your luggage gets lost or stolen while you are traveling, your trip insurance will reimburse you for the items that you packed. You will be able to purchase the items that you need for your trip without having to worry about putting out the extra money.

Trip Interruption Coverage

If your trip is interrupted for any reason, you get sick, become injured, or there is a catastrophic weather event (a hurricane or tornado, for example) and you have to go home early, travel insurance will reimburse the money for the portion of the trip that you didn’t use. For example, it will cover the cost of the nights that you didn’t stay in a hotel, or pay for your flight home.

Travel Insurance Tips

Just like any insurance policy, you want to make sure that your trip insurance policy offers you the coverage that you need. For example, lost or stolen luggage may not be covered by your policy unless you add it on. Make sure that you know exactly what type of coverage is important to you so that you can get a policy that will best benefit you.

  • If you plan on partaking in any dangerous activities while you are traveling, such as mountain climbing, skydiving or hang gliding, make sure you check to find out if your policy will cover any accidents or injuries that may occur as a result of such activities.
  • Make sure you have enough coverage. If you’re going to be taking a lot of expensive equipment with you, for example, you want to make sure that your travel insurance coverage will match what your equipment is worth. For example, if your camera equipment is worth $1,000, but you only have coverage for $500, your policy won’t cover the expense of replacing the equipment should it become lost, stolen or damaged.
  • Make sure that you are covered for the full duration of your trip, from the moment you leave your home until the moment you return. This is particularly important if you are going to be flying to a different time zone, as your coverage may end before your trip is over.
  • Find out if there are any limitations. If your travel insurance does not cover the cost of medication, for example, and you end up needing a prescription while you are traveling, you don’t want to find out that you aren’t covered.

So, is travel insurance worth the extra expense? Given all of the ways that it can protect you, we certainly think that it is money well spent.

How Much is an Abortion?

What are Signs of Pregnancy and How Much is an Abortion?

Any time that you have unprotected sex – that is, sex without a condom or other contraceptive – you run the risk of becoming pregnant. What you may not realize, though, is that the only form of contraception that is 100% effective is abstinence – which means not having sex in the first place.

As abstinence is not a reasonable request for most adults in romantic relationships. They must rely on one or more of the several contraceptive choices that are available to them. These include condoms, birth control pills, caps, foams and sponges.

However, as none of these devices or medications are 100% reliable, there’s always the chance that an unexpected pregnancy may occur. When this happens, a couple must decide whether they want to continue with the pregnancy or seek an abortion.

What are Some Signs of Pregnancy?

If you regularly practice safe sex, you may not immediately notice signs of pregnancy. As a matter of fact, it might not be until you miss your next period that you realize something is amiss.

At this point, you might start to notice other symptoms of pregnancy, including:

  • Food cravings
  • Swollen, tender breasts
  • Fatigue
  • Increased urination
  • Nausea, especially morning sickness
  • Mood swings

As soon as you think you may be pregnant, it is important that you take a pregnancy test to confirm the diagnosis. Taking a test as soon as possible will allow you the most time to decide what your next steps will be.

Should you decide that you want to go through with an abortion, you will want to see a doctor soon. When it comes to an abortion, “the sooner, the better” definitely applies as early abortions are easier, cheaper and safer.

What is an Abortion?

An abortion is a medical procedure that is used to terminate a pregnancy. When an abortion is performed in the first 12 weeks of pregnancy – as a vast majority are – it is called an early abortion.

It is during this time period that treatment is the safest and most cost-effective.

How Does an Abortion Work?

In terms of early abortion, there are two treatment options: medication abortion and aspiration abortion.

Medication abortion is an abortion that is performed through the use of medication. Women who choose this method will take the so-called “abortion pill” – which is actually two pills – to end their pregnancy.

These medications can be taken at a doctor’s office, the privacy of home or anywhere else where a woman may feel comfortable. Typically, a woman will not need to return to the doctor’s office unless a complication occurs or she has additional questions or concerns.

Aspiration abortion requires the use of medical equipment to terminate a pregnancy. This kind of procedure has to take place at a doctor’s office, and it involves a doctor inserting an instrument into your body through the vagina to remove the pregnancy.

While invasive and possibly uncomfortable, this type of abortion can be performed a little later than medication abortions and can be completed in just a few minutes.

What Does an Abortion Cost?

The cost of an abortion will depend on the type of procedure you elect to have and where you have the procedure done.

The following FAQs will answer some of the most common questions relating to the cost of an abortion:

How much is an abortion? An early abortion can cost anywhere between $300 and $950. The cost of an abortion is determined by the treatment method, as well as any testing, exams and medications that may be necessary.

How much is an abortion at Planned Parenthood? According to Planned Parenthood, the cost of an early abortion will depend on several factors. It is noted that it can cost up to $800; however, it’s also noted that in most cases, the cost will be much less.

How much is an abortion with insurance? Many women do not realize that many insurance plans actually cover the cost of an abortion. To determine whether your plan does, you should speak to your insurance representative. If the procedure is covered, you may only be responsible for a co-pay for the office visit.

How much is an abortion pill? Medication abortion can cost as little as $300, though the exact cost will depend on a number of factors, such as your location, the doctor you visit and any additional exams, tests or medications you may require.

When completed early, an abortion is a safe and effective treatment that will terminate a pregnancy.

As a matter of fact, completing an abortion through medication or aspiration is actually ten times safer than following through with a pregnancy. As such options are available, women and couples who do not want to continue with a pregnancy should not feel pressured to do so.

Timeout for Themes

As blog that focuses mostly on Snakes on Babes, I wanted to take a timeout to talk about my friend who started a WordPress theme company that offers what some are saying, the best wordpress theme out there right now. I know the support is great and I know the cost is low too, so why wouldn’t someone looking for a good cheap wordpress theme test them out? Seems like a no brainer for those that need a theme with good support behind it.

Heroine Addiction Recovery

Guide To Kicking Heroin

Are you currently struggling with a heroin addiction? If so, you are not alone, since there are lots of people that are struggling with this powerful drug. If you have come to the conclusion that you need help, you are doing much better than some. At least you have made it this far, a lot of people die before they even realize they need help. Heroin addiction cannot only kill you, but it will also have a dramatic effect on the people love you. Your addiction could even translate to the ones you love.

Understanding Why Heroin Is So Addictive

In order to kick heroin, you’re first going to need to understand why it is so addictive. It is possible to get addicted to the drug, with one single use. Most people that try the drug recreationally become hardcore users almost immediately. An addiction is a psychological need for something that takes place in the brain. When a person uses heroin it attacks the portions of the brain that measure pain. This is why a person, who uses heroin will feel no pain. As a result this causes other parts of the brain to work overtime. Eventually, after long-term use the cells of this part of the brain will burn out. This results in the addict becoming sick, if they don’t get their daily fix.

The First Step

The first step to kicking this habit is coming clean. It is wise to tell someone, whether it is your mother, your father, or your mate. It doesn’t matter whom, as long as you express your concerns to someone. Chances are if you are an addict they probably already know it anyway, but telling them everything is going to be a huge step in the right direction. You are going to need a good support team in your quest for a new life.

How To Quit Heroin

There are several approaches to kicking this habit. Really your best option is going to be a heroin addiction recovery center. However, this is not your only option, since you can quit cold turkey with the help of over the counter medication. It is also possible to use pharmaceutical medications, but this is not idea because it may result in another addiction.


Why Choose A Rehab Center

As mentioned above your best option is going to be a rehab center, because you will be able to work with professionals that have helped numerous people kick their addictions. There is even a good chance that some of these workers are former addicts themselves, so they will be able to relate to you and your problems. While attending a rehab center you will be able to speak with certified counselors that will help you dig down to the roots of your problems and find out where and why your addiction started. After this, you will need to stay dedicated to your cause and you will eventually be able to kick your habit. So just remember that you’ll have to fight with it every day and you will need the support of your friends and family.